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Along with that, net interest income (NIM) ratio narrowed more than expected compared to the previous quarter due to lower lending rates to stimulate credit demand and limit bad debt formation. Overall, NIM fell 24 basis points qoq; in which, Vietnam Prosperity Commercial Joint Stock Bank (VPBank) is the bank with the narrowest NIM. In contrast, the International Joint Stock Commercial Bank (VIB) recorded a good growth in NIM in the first quarter of 2023. Yabby Casino Free Chip 2023, It can be seen that Vietnamese consumers need more time to form online shopping habits for high-value goods.
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